Thanks for the responses,
Very helpful. I would say 70% lake use, and 30% in the bay. The reason I liked 8 person seating is we have a young family of 4 with plenty of family of 4 friends. It would never be 8 adults but maybe 4 adults and 4 kids between 4 and 9. But definitely take your points on overloading.
wouldn't be looking to traverse a wavy bar in this as I had a bit of a near miss in NZ a couple of years back where we were caught by a set and rolled on a bar........bit of a wake up call (I wasn’t driving) but sure gave me a greater appreciation for how things can go terribly wrong in a matter of literally a few seconds!!
I have only ever had outboards and the thought of an inboard for cost/reliability is a bit of an unknown.
Simon